| 以下仅列出文章摘要、提纲简介，如需获取全文阅读权限，或原创定制、长期合作，请随时联系。 微信QQ:312050216 |
 |
 |
| 中小企业融资方式探析
摘要： 中小企业在自从改革开放之后经过几十年的发展，到了今天已经是中国经济中不可缺少的一部分。根据经济报指出我国中小企业对GDP的贡献率已经超过了60%，对就业的贡献率更是达到了80%，这些数据都表明了中小企业的重要地位。但是实际情况表明中小企业的融资环境还是比较恶劣的，一个企业想要获得较大的发展通过融资获得资本的支持是非常重要的经济支柱，然而通过调查表明至少80% 的中小企业都面临着融资难、融资贵的问题，尤其在经历了一年多新冠肺炎的持续影响下中小企业的现金流问题亟待解决，虽然政府也有政策出台但是相比较企业受到的经济压力就是杯水车薪了。解决融资问题是促进中小企业发展的重要环节，对此,本文在分析中小企业的融资难问题的原因和现状基础上,进一步提出切实可行的对策建议，希望中小企业能够吸取经验解决融资问题。
关键字：中小企业; 融资方式; 风险控制；对策建议
Small and medium-sized enterprise financing mode analysis
Abstract: After decades of development since the reform and opening up, SMEs have become an indispensable part of China's economy. According to the Economic Daily,the contribution rate of SMEs to China's GDP has exceeded 60%, and the contribution rate of employment has reached 80%. All these data indicate the important position of SMEs.However, the actual situation shows that the financing environment of small and medium-sized enterprises is still relatively bad. If an enterprise wants to achieve greater development,obtaining capital support through financing is a veryimportant economic pillar However, according to the survey, at least 80% of SMEs are faced with financing difficulties and expensive financing problems. Especially, under the continuous influence of COVID-19 for more than a year, the problem of SMEs' instant stay is urgent to be solved. Compared, although the government policy also has a business by the economic pressure,is the drop in the ocean, to solve the financing problem is the important link to promote the development of small and medium-sized enterprises,and based on the analysis of causes and status quo of small and medium-sized enterprise financing difficult problem, on the basis of further put forward the feasible countermeasures and Suggestions, hope can learn to solve the financing problem of small and medium-sized enterprises.
Keyword: Small and medium-sized enterprises ;The financing way; Risk control; Countermeasures and Suggestions
|
