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农村商业银行金融风险

更新时间:2023-03-02
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农村商业银行金融风险


摘 要
 
世界经济一体化的总体发展趋势越来越明显,中国与世界各国的经济交流也日益频繁。近年来,金融业竞争日趋激烈,社会信用体系建设迫切需要进一步加强。目前这些因素大大增加了金融业的风险。商业银行的风险,关系国家金融安全和经济发展。防范和化解风险,自然成为商业银行经营管理的重要核心内容。因此,在新时期农村商业银行不断发展的过程中,风险控制尤为重要。本文首先对农村商业银行作了概述和分析,研究农村商业银行风险发生的原因,最后研究农业商业银行防范和化解金融风险的对策,希望有一定的参考意义。
 
Abstract
 
The overall development trend of the world economic integration isbecoming more and more obvious,and the economic exchanges between China and the rest of the world are becoming increasingly frequent.In recent years, the competition in the financial industry has become increasingly fierce,and the construction of social credit system urgently needs to be further strengthened.These factors now greatly increase the risk of the financial sector.The risks of commercial banks are related to the financial security and economic development of the country.Preventing and defusing risks naturally becomes an important core content of commercial bank management.Therefore, in the process of continuous development of rural commercial banks in the new era, risk control is particularly important.This paper first makes an overview and analysis of the rural commercial banks, research the causes of the rural commercial banks risk,and finally study the agricultural commercial banks to prevent and resolve the financial risk countermeasures, hope to have a certain reference significance.
 
Key words rural commercial banks;Financial risk;Finacial