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| 商业银行票据贴现业务风险与治理对策研究 摘要：本文从商业银行票据贴现业务风险形成的原因出发，分析了当前我国商业银行票据贴现的风险点，又从理论和实践两方面出发，分析现阶段商业银行票据业务存在的风险以及针对风险而找出的治理对策，旨在为商业银行的票据贴现业务的发展走入正轨，减少因票据贴现业务引起的损失，给出相对应的解决方案，并提出了相关建设性意见。 关键词：商业银行票据贴现；风险；治理对策 Abstract: starting from the causes of the risk formation of bill discount business of commercial banks,this paper analyzes the risk points of bill discount business of commercial banks in China at present,and analyzes the risks existing in bill discount business of commercial banks at the present stage from both theoretical and practical aspects, as well as the Countermeasures to deal with the risks,so as to put the development of bill discount business of commercial banks on the right track and reduce the risks For the loss caused by bill discount business, the corresponding solutions are given, and the relevant constructive suggestions are put forward. Key words: commercial bank bill discount; risk; governance countermeasures |
