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| 浅谈我国法定数字货币的发展和可行性
摘要
在我国对法定数字货币的研究已取得积极进展，并以进行试点内测的前提下，传统的货币体制和需求层次必将受到法定数字货币发行面世的影响。本文通过对数字货币的概念、技术、特性进行剖析，对其发展背景与历程进行追溯，与现行货币在职能、作用、需求以及应用上进行对比，通过多种角度对其未来发展进行归纳分析，以探讨法定数字货币在其发展历程中可能存在的问题与市场接受度，综合讨论法定数字货币的发行可行性及相应解决措施。
Abstract
At the foundation that China has obtained positive progress in the research of fiat digital currency and has already taken the program into the progress of internal test,traditional currency system and the hierarchy of needs will be definitely influenced by its issuing. The thesis will discuss the potential problems and market acceptance of fiat digital currency, in order to comprehensively analyze the feasibility and accordingly solution of its issuing, through the analysis of its concepts, technology, and characteristics;the retrospect of its development;the comparison with contemporary currencies on functions, impacts, needs and applications; and the multi-dimensional inductive analysis of its future development.
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