科技型中小企业知识产权融资存在的问题及对策
摘要
随着我经济蒸蒸日上,在中小企业发展的过程中,如何充分发挥出自身优势,实现可持续发展,是一项非常值得研究的问题。帮助国内当前中小企业在融资模式方面进行优化与转型,有利于实现国内融资模式的创新。本文首先介绍了科技型中小企业的特点及知识产权融资的特征,并分析了当前我国科技型中小企业知识产权融资存在的主要问题,包括法律法规不健全、技术交易市场不完善、知识产权变现能力不足以及担保体系短缺、地方政府支持不足以及银行对知识产权融资的支持不足等等,并以鸿泉物联知识产权质押融资为案例分析了科技型中小企业知识产权融资的经验及问题。在此基础上,提出了促进我国科技型中小企业知识产权融资的对策建议,包括健全法律法规、推动科技项目形成的知识产权的成果商用化、构建知识产权交易和流动平台、加大政府对知识产权融资的支持力度和鼓励金融机构积极开展知识产权融资等等。本文旨在解决中小企业在知识产权融资方面存在的问题,从而推动我国科技型中小企业的发展。
关键词:科技型中小企业;知识产权;融资。
ABSTRACT
With the increasing development in economy,during the growth of the small and medium-sized enterprises, it is very necessary and significant to find out how to take on the advantages of the enterprises to achieve their own sustainable development. It is contributive to transform the financing models for the domestic SMEs by helping them to optimize their financing systems. This dissertation makes research on employing two cases including the "Hongquan Intellectual Property Financing" case and the "Science Innovation Growth Loan" case. Based on this, several existing problems in current intellectual property financing are summarized as follow: incomplete laws and regulations, imperfect technology trading market,insufficient intellectual property liquidity, insufficient local government support and so on.to solve these issues mentioned above,several strategies are proposed: improving laws and regulations,promoting the commercialization of intellectual property rights formed by scientific and technological projects, building intellectual property trading and mobile platforms, increasing government support for intellectual property financing, and encouraging financial institutions and so on. It aims to help solving existing problems in intellectual property andto develop technology-based small and medium-sized enterprises.
Key Words: technology-based small and medium-sized enterprises; Intellectual Property; Financial Mode
|
科技型中小企业知识产权融资存在的问题及对策
更新时间:2023-02-28
下一篇:谈财政政策与货币政策