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浅析我国银行与保险合作的问题及对策

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浅析我国银行与保险合作的问题及对策

摘 要


我国银行保险从上世纪90年代开始发展,到现在已经走过了十多年的历程。随着银保业务规模不断扩大,银行保险已经成为我国保险市场的三大业务支柱之一。近年来,由于内部与外部因索的交织叠加,银保深层次的问题骤显,引起了学界、业界和监管部门等的重点关注。社会各界针对银行保险的未来发展模式展开了广泛和深入的讨论,期望能够探索出一种适合我国银行保险发展的合作模式。
关键词:银行保险、合作模式、借鉴经验、对策建议

Abstract

China's bancassurance from the 1990s began to develop, to now has gonethrough years of course.With the continuous expansion of bancassurance business,bancassurance has become one of the three business pillars in China's insurance market. In recent years, due to the interweaving and superposition of internal and external factors, the deep-rooted problems of bancassurance have suddenly become apparent,which has attracted the attention of the academia, the industry and the regulatory authorities. Various circles of the society have launched extensive and in-depth discussions on the future development mode of bancassurance,hoping to explore a cooperation mode suitable for the development of bancassurance in China.