【摘要】集资诈骗罪是指以不法占有为目的,采取假造事实或隐瞒真相等欺诈手段不法集资,骗取集资款数额较大的行为。由于集资诈骗犯罪案件作案周期长、犯罪行为败露晚、组织结构严密、犯罪职业化、犯罪隐蔽性强等特点，给侦查工作带来了很多困难。论述犯罪预防、完善立法、加强监督和运用大数据侦查等问题，进而为实现抓捕犯罪嫌疑人、取得证据、追缴赃款，实现打击违法犯罪、最大程度地挽回经济损失、从源头上预防集资诈骗案件发生提供理论根据和实践范式。

【关键词】集资诈骗犯罪；犯罪特点；认定；防范

Abstract：The crime of fund-raising fraud refers to the act of illegallyraising funds by making up facts or concealing the truth for the purposeof illegal possession, and defrauding a large amount of funds collected. Because of the characteristics of fund-raising fraud, such as long crime cycle,late disclosure of criminal behavior, tight organizational structure,professional crime and strong concealment of crime, the investigation has brought a lot of difficulties. This paper discusses crime prevention, improving legislation,strengthening supervision and using big data investigation,and provides theoretical basis and practical paradigm for the realization of catching criminal suspects,obtaining evidence, recovering stolen money, cracking down on illegal crimes, recovering economic losses to the greatest extent, and preventing the occurrence of fund-raising fraud cases from the source.

Keywords：Fund-raising fraud; Crime characteristic; Firmly believe; precaution