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| 大数据环境下我国商业银行内部控制质量提升探索--以中国农业银行为例
摘要
随着大数据时代的到来，信息量急剧增加，传播速度非常快，这对商业银行是一个巨大的挑战。大数据有效地推动了传统商业银行客户管理形式的不断完善，这种新的管理方式为运输、第三方加入到金融竞争中，并迫使其增强管理能力，在这种情况下，传统商业银行的转型如果不能以第一种形式进行运营和管理，很可能成为大数据时代的牺牲品。在大数据时代，应及时调整原有思维，更多关注数据变化，发挥自身优势，借助大数据处理新产品研发、客户管理和内部管理等事宜，以完整的数据，打造数据平台、数据库建设团队等手段，通过合理运用大数据技术，促进商业银行整体发展。
[关键词]大数据；商业银行；内部控制质量
Exploration on Improving the Internal Control Quality of Commercial Banks inthe Big Data Environment -- A Case Study of Agricultural Bank of China
ABSTRACT
With the advent of the era of big data,the amount of information increases dramatically and spreads very quickly, which is a great challenge for commercial banks. Big data effectively push the continuous improvement of the traditional commercial bank customer management form, the new management method for shipping page,adding a third party to the financial competition,and force it to enhance their management ability,under this situation, commercial Banks 1 fruit is not the first time in transformation of traditional form of operation and management, is likely to become the victim of the era of big data. In the era of big data, it shall timely adjust the original thinking,and more attention in data changes, develop their own advantages,with the help of big data to deal with new product research and development, customer management and internal management,and other matters, with complete data, create data platform, database construction team and other means, through the reasonable use of big data technology, promote the overall development of commercial Banks.
[Keywords] big data；commercial bank；internal control quality
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