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互联网金融背景下中小企业融资风险与路径探析

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互联网金融背景下中小企业融资风险与路径探析

摘 要


中小企业是推动我国经济快速增长的强大成员之一,互联网的快速发展,使得中小企业融资渠道不断得到拓宽,缓解了融资困难的局面。中小企业对于促进我国经济发展具有十分重要的作用,但是其本身还存在较多的问题需要解决,如融资难、信息不对称等,严重阻碍了其更好地发展。而随着互联网金融的快速发展,为中小企业融资提供了便捷,推动了这些问题得到更好地解决。在这种背景下,合理对中小企业融资问题与互联网金融进行探究,以便通过互联网金融更好地缓解中小企业融资方面的难题具有十分重要的意义。

【关键词】互联网金融,中小企业,融资

Abstract

Small and medium-sized enterprises are one of the powerfulmembers that promote the rapid growth of China’s economy.With the rapid development of the Internet,the financing channels of small and medium-sized enterprises are constantly expanded and the financing difficulties are alleviated.SMEs play a very important role in promoting China’s economic development,but they still have many problems to be solved,such as financing difficulties and information asymmetry,which seriouly hinder their better development. With the rapid development of Internet finance,It is convenient for small and medium-sized enterprises to finance,which promotes the better solution of these problems.In this context,it is of great significance to reasonably explore the financing problems of small and medium-sized enterprises and Internet finance,so as to better alleviate the financing problems of small and medium-sized enterprises through internet finance.

Keywords:Internet finance,SMEs,financing