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新时代背景下农村商业银行战略转型的研究

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新时代背景下农村商业银行战略转型的研究

摘 要


随着中国社会经济的飞速发展和LPR利率自由化的不断深入,为充分对冲疫情的影响并促进更多的金融资源流向实体经济 ,金融业正迈入一个新时代。对中国企业的竞争格局和宏观市场环境产生深远的影响。在激烈的市场竞争和相对严格的监管环境下,新一轮的行业转型升级正在酝酿之中,这对我国农村商业银行的长期有效发展提出了更高的要求。

关键词:新时代;农村商业银行;战略转型

Research on the Strategic Transformation of Rural Commercial Banks under the Background of New Era

ABSTRACT

With the rapid development of China's social economy and the continuous deepening of LPR interest rate liberalization, in order to fully hedge the impact of the epidemic and promote morefinancial resources to flow to the real economy, the financial industry is entering a new era. It has a profound impact on the competitive landscapeof Chinese companies and the macro market environment. In the fierce market competition and relatively strict regulatory environment,a new round of industry transformation and upgrading is brewing,which puts forward higher requirements for the long-term effective development of rural commercial banks in my country.

Key words:new era;rural commercial banks;strategic transformation