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农村普惠金融发展困境及对策研究

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农村普惠金融发展困境及对策研究

摘要:
当前,我国农村经济发展形势良好,服务水平、服务范围以及服务体系都在一定程度上进一步发展。然而,作为我国金融体系中最薄的一环,想要在农村地区发展金融,尚且存在着许多的问题,主要有农村地区信用体系建设不健全、法律体系不够完善、金融机构数量不足、缺乏产品供给等,本文结合实际,针对上述问题提出相关建议,以期在相对薄弱的农村地区发展普惠金融。

关键词:普惠金融;困境;农村金融;对策

Research on the Dilemma and Countermeasures of Rural Inclusive Finance Development

Abstract: At present, my country's rural economic development is in a good situation,and the service level, service scope and service system are all further developed to a certain extent. However, as the thinnest link in my country’s financial system,there are still many problems in the development of finance in rural areas. The main problems are the imperfect construction of the credit system in rural areas,the insufficient legal system, the insufficient number of financial institutions, and the lack of products. Supply, etc., this article combines the actual situation and puts forward relevant suggestions for the above problems, with a view to developing inclusive finance in relatively weak rural areas.

Keywords: Inclusive Finance; Dilemma; Rural Finance; Countermeasures