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中小企业融资存在问题与对策

更新时间:2021-12-15
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中小企业融资存在问题与对策

摘要:
当前,中国经济实力正变得越来越强大,中小企业的崛起随着市场竞争力的增强而不断发展。因此,相关部门开始注意到中小企业的发展,中小企业融资涉及其自身的发展,而且也同样关乎到整个国家的建设。我国中小型企业目前处于融资困难、成本较高、互联网平台混乱的现象。因此,中国的中小企业在筹集资金方面存在许多问题。此外,信用风险操作和信息不完整也导致了中小企业有各种各样的问题。因此,需要公司、银行和政府的共同努力来解决中小企业的融资问题。加强对企业自身的控制,完善保证机制,使中小企业得以发挥自己的独特优势。

关键词:中小企业;融资问题;对策

The problems and countermeasures of financing for small and medium-sized enterprises

Abstract:At present, China's economic strength is becoming stronger and stronger,and the rise of small and medium-sized enterprises continues to develop as market competitiveness increases.Therefore, SMEs have begun to gain Relevant departments pay attention.SME funds include not only their own development, but also collective Nation building.Chinese SMEs are currently experiencing hard-to-find, high-cost, chaotic Internet platforms.Therefore, Chinese SMEs have many problems in raising funds.In addition, credit risk operations and incomplete information have also led to SMEs.There are various problems.Therefore, the joint efforts of companies,banks and governments are needed to solve the financing problems of SMEs. This can strengthen the control of the enterprise itself,improve the guarantee mechanism, and enable SMEs to exert their unique advantages.

Key words:SMEs; financing issues; countermeasures