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新时代票据服务中小企业融资模式的几点思考——以通化市为例

更新时间:2019-02-23
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新时代票据服务中小企业融资模式的几点思考——以通化市为例

摘要:2017年受监管趋严及商业银行为腾挪信贷规模而压缩票据资产等因素影响,票据市场承兑和交易规模急剧萎缩,中小企业是我国票据市场的融资主体,融资环境受到冲击。本文以票据融资模式的角度,从实践、问题和美国票据市场经验方面分析,对票据服务中小企业融资模式的发展创新提出了思考。
Abstract:In 2017, due to the tightening of supervision and the impact of commercial banks on reducing the scale of credit and the reduction of bill assets, the scale of acceptance and transaction in the bill market has shrunk sharply. SMEs are the financing subject of China's bill market, and the financing environment has been affected. From the perspective of the bill financing model, this paper puts forward some thoughts on the development and innovation of the financing mode of the bill service SMEs from the practice, problems and the experience of the US bill market.
关键词:新时代;票据;中小企业;融资模式