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| 互联网金融背景下我国商业银行的对策分析 摘 要：目前，经过几年的疯狂发展与不断探索，我国互联网金融无论在数量还是在质量方面都取得了一定的成果，并拥有不可估量的发展前景。但同时我们必须认识到，互联网金融这匹黑马的攻城略地，对传统商业银行产生了巨大的影响与冲击。而商业银行必须意识到，互联网金融带来的冲击是在所难免的，同时把握机遇，迎接挑战，及时反思存在的缺陷与障碍因素，并采取科学有效的措施与方法，积极发展互联网金融业务的发展，以实现自身的健康可持续发展。本文在从当前我国互联网金融的发展总体情况与趋势出发，从机遇、冲击两个方面全面分析了互联网金融对商业银行的深远影响，并基于此提出了在当今互联网金融时代商业银行的应对策略与发展建议。 关键词：互联网金融；商业银行；金融市场 Under the background of Internet financial countermeasure analysis of China's commercial Banks Abstract: At present, after several years of crazy development and continuous exploration, China's Internet finance in terms of quantity or quality have achieved some results, and has an immeasurable development prospects. But at the same time we must realize that the Internet finance this dark horse's conquering, the traditional commercial banks had a huge impact and impact. And commercial banks must be aware that the impact of Internet finance is inevitable, while seizing the opportunity to meet the challenges and timely reflection of the existence of defects and obstacles, and take scientific and effective measures and methods to actively develop the Internet financial business Development, in order to achieve their own healthy and sustainable development. Based on the general situation and trend of the development of Internet finance in China, this paper analyzes the profound influence of Internet finance on commercial banks from the aspects of opportunity and impact, and puts forward the countermeasures of commercial banks in the current Internet financial age. Development proposals. Key words:Internet financial; commercial Banks; The financial markets |
